S
Standard Royal Trust
Personal Banking

Personal Banking

Banking designed around your life. From everyday checking to high-yield savings, we make managing your money effortless.

Features

Everything you need for daily banking

From checking to investing, our personal accounts give you complete control over your finances.

Checking Accounts

Unlimited transactions, no monthly maintenance fees, and free access to 55,000+ ATMs nationwide. Overdraft protection included.

High-Yield Savings

Earn 4.25% APY with no minimum balance requirements. Automate your savings with smart rounding and recurring transfers.

Mobile Banking

Deposit checks, pay bills, transfer money, and manage your accounts from anywhere. Biometric security and real-time notifications.

Credit Cards

Premium rewards cards with 2% unlimited cash back, travel benefits, purchase protection, and no foreign transaction fees.

Personal Loans

Competitive rates from 6.99% APR with no origination fees. Borrow up to $50,000 with flexible terms and same-day funding.

Investments

Start investing with as little as $1. Access curated portfolios, fractional shares, and expert guidance to grow your wealth.

Rates

Competitive rates, no hidden fees

4.25%

Savings APY

No minimum balance

0.25%

Checking APY

On qualifying balances

6.99%

Loan APR

Starting rate

2%

Cash Back

On all purchases

Start your personal banking journey

Open an account in minutes with no paperwork and no waiting. Join over 2 million customers who trust SRT.